Wealth Protection Hub
Protect every dollar you've built
Wealth preservation requires coordinated insurance, titling, and liquidity. Run the engine, then explore strategy-specific guides below.
Household profile
Coverage in place
Wealth Preservation
Asset Protection
65
Resilience
48
Stability
55
Risk Exposure
55
Net worth
$35,000
Tier: Moderate · PS 2.0 53/100
Priority matrix
Income/Life
Increase term life by $820,000
Income
Add private long-term disability
Resilience
Build emergency fund to 6 months
Disaster
Add flood rider
Core frameworks
- Titling: LLCs, trusts, scheduled assets
- Insurance: umbrella, excess liability, replacement-cost property
- Liquidity: 6–12 months cash + HSA reserve
Best-practice strategies
- Annual private-client risk review at $2M+ NW
- Stack commercial + personal umbrella for business owners
- Maintain Wealth Preservation Score ≥ 80
Wealth protection library
Guide
The Wealth Preservation Framework
Wealth preservation has three pillars: titling, insurance, and liquidity. Each must scale together as assets grow.
Guide
High-Net-Worth Asset Protection
Above $2M net worth, standard carriers stop being adequate. Private-client markets, scheduled assets, and excess umbrella become essential.
Guide
Protecting Real Estate Portfolios
Investment property doubles liability exposure. Standard homeowners policies don't apply, and personal umbrella excludes business activities.
Guide
Wealth Protection for Business Owners
Business owners face combined personal and commercial exposure. Structure must wall off household assets from operating risk.