About InsuranceQuoteToolkit

InsuranceQuoteToolkit is an independent insurance intelligence platform. We build free calculators, comparison tools, and plain-English education to help U.S. consumers understand coverage and make smarter decisions.

What we are

• Free for everyone — no paywalls, no email walls.
• Independent — we are not an insurer or a broker.
• Transparent — every calculator's math is published on our methodology page.
• Privacy-respecting — we don't ask for your name, email, phone, or any personal data.

What we are not

We are not a lead generator masquerading as a tool. We do not sell your information. We do not deliver real bindable quotes — for that, you'll need to apply with a licensed insurance carrier or agent. Our role is decision support.

Who builds this

InsuranceQuoteToolkit is built by a small team of insurance educators and engineers. We rely on public data from the NAIC, state Departments of Insurance, the Insurance Information Institute, and federal agencies. See our data sources page.

How we make money

Display advertising. Some pages may display Google AdSense ads or, in the future, affiliate links to insurance partners. We will always clearly label sponsored content and the presence of ads does not influence the math behind our calculators or the education we publish.

Get in touch

Spot a bug, an outdated rate, or something we should cover? Email us via the contact page.