Coverage Comparison
Compare Insurance Coverage Side-by-Side
Tap up to 4 coverage types to see what each one covers, the typical cost, who needs it, and the most common coverage gaps.
Coverage
Auto
Home
Life
What it covers
Vehicle damage + liability for accidents you cause
Dwelling, personal property, liability, loss of use
Tax-free death benefit to beneficiaries
Typical cost
$1,200–$2,800/yr
$1,000–$3,500/yr
$15–$60/mo (term)
Who needs it
Every licensed driver
Homeowners (lenders require)
Anyone with dependents or debt
Common gaps
Uninsured motorist, gap on financed cars
Flood, earthquake, sewer backup
Under-insurance, no spouse coverage
Legally required
Includes liability
Includes property