Wealth Preservation Lab
Research lab for wealth preservation
Analysis frameworks for asset protection, liability shielding, umbrella insurance, retirement risk, long-term care, and wealth transfer.
Core frameworks
- Wealth Protection Score methodology
- Preservation benchmarks by net-worth tier
- Risk Exposure Ranking
Best-practice strategies
- Annual private-client review benchmark
- Umbrella sizing vs. net worth
- Real-estate portfolio shielding
Research library
Guide
The Wealth Preservation Framework
Wealth preservation has three pillars: titling, insurance, and liquidity. Each must scale together as assets grow.
Guide
High-Net-Worth Asset Protection
Above $2M net worth, standard carriers stop being adequate. Private-client markets, scheduled assets, and excess umbrella become essential.
Guide
Protecting Real Estate Portfolios
Investment property doubles liability exposure. Standard homeowners policies don't apply, and personal umbrella excludes business activities.
Guide
Wealth Protection for Business Owners
Business owners face combined personal and commercial exposure. Structure must wall off household assets from operating risk.