Protection Gap
Protection gap library
Close the gaps between your policies — coverage, income, liability, family, business, and retirement.
Core frameworks
- Severity scoring (Critical → Low)
- Category-based priority routing
- Annual gap re-analysis
Best-practice strategies
- Close Critical & High gaps first
- Run analyzer after every life event
- Pair gap close-out with Protection Index re-score
Gap topic library
Guide
Closing Coverage Gaps Across Policies
Coverage gaps usually live between policies — auto, home, umbrella, life, disability — not within them. Map them all together.
Guide
Income Protection Gap Analysis
Most workers carry employer LTD only — capped at $5k–$8k/mo and taxable. That's a 30–50% income gap for high earners.
Guide
Liability Protection Gap Analysis
Liability gaps are the most expensive to ignore. A single lawsuit can exceed total net worth without an umbrella.
Guide
Family Protection Gap Analysis
Family gaps emerge during fast-changing life stages — new baby, new house, second income.
Guide
Small Business Protection Gap Analysis
Solo + small business owners often combine personal + commercial exposure incorrectly. Gaps are routine.
Guide
Retirement Protection Gap Analysis
Retirement gaps hide until they don't. Long-term care, Medicare gaps, sequence-of-returns risk, longevity.