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Step-by-step explanations of every score, tool, and report on the platform.
Protection Success Layer
Protection Success Center
Developing progress — high-impact wins are available in the next 90 days.
Success Tier
Developing · Developing Protection Success
Success Dashboard
Four composite scores driving household protection success.
Protection Success Score
45/100
Composite of HPOS, Protection Index, and priority closure
Progress Score
88/100
Historical trend across flagship scores
Completion Score
38/100
Share of priority items resolved
Success Velocity Score
89/100
Rate of measurable improvement
HPOS Trend
7 dated snapshots — synthetic if no history saved yet.
Progress Dashboard
Live values for every flagship score the Success Center aggregates.
HPOS Composite
45/100
Grade D
Protection Index
49/100
Vulnerable Protection
Financial Safety Index
45/100
Vulnerable Financial Safety
Household Resilience
44/100
At-Risk Resilience
Resilience Forecast
50/100
10-year average trajectory
Risk Radar (net) (↓ better)
30/100
Lower is better
Personal Resilience OS
55/100
Tier: Emerging
Annual Review
45/100
2026 Annual Resilience
Improvement Dashboard
Where improvement headroom is greatest.
Headroom available on HPOS — higher means more upside to capture
Projected HPOS gain in the next 12 months at current cadence
Average resilience trajectory across the next decade
Present-day composite of Protection Index, FSI, and Health
Milestone Completion
3 of 18 milestones achieved · 10 in progress · 5 upcoming.
1 achieved · 2 in progress
1 achieved · 1 in progress
0 achieved · 1 in progress
1 achieved · 1 in progress
0 achieved · 2 in progress
0 achieved · 3 in progress
Next Actions
Highest-leverage open items from the Protection Priorities engine.
#1 · 30 days
Life insurance below 10× income
Add term life ladder to close gap.
Estimated impact: +10 HPOS points
#2 · 90 days
Protection Health is D — coordinate a multi-line policy review
Schedule a full annual protection review across life, disability, home, auto, umbrella.
Estimated impact: +8 HPOS points
#3 · 90 days
Umbrella liability below $1M
Add $1M–$5M umbrella above auto + home.
Estimated impact: +6 HPOS points
#4 · 90 days
Disability income below 60% of gross
Add private LTD to bridge to 60% of gross to age 65.
Estimated impact: +6 HPOS points
#5 · 90 days
Emergency fund < 3 months
Build to 6 months essential expenses.
Estimated impact: +6 HPOS points
FAQ
What is the Protection Success Center?
An aggregation layer that turns every flagship score, priority, roadmap, forecast, and historical snapshot into four composite success metrics — Protection Success, Progress, Completion, and Velocity — so you can see exactly how much progress you've made.
How are the four success scores calculated?
Protection Success blends HPOS, the Protection Index, and priority closure. Progress is derived from historical trend deltas across flagship scores. Completion is the share of catalogued priority items resolved. Velocity blends improvement headroom with the rate of historical gain.
What is the tier system?
Foundational → Developing → Established → Advanced → Distinguished. The composite score determines your current tier and the headline tells you what to focus on next.