Retirement Protection Center
Retirement protection research center
Medicare planning, long-term care strategy, retirement income protection, asset shielding, and estate preservation research.
Core frameworks
- Retirement Protection Score methodology
- Retirement Resilience Score
- LTC + Medicare gap framework
Best-practice strategies
- Preparedness roadmap by age band
- Annual longevity & sequence-risk review
- Estate liquidity via permanent life
Research library
Guide
Long-Term Care Planning
70% of retirees need long-term care; median cost exceeds $100k/year. LTC insurance, hybrid life/LTC, and self-funding all require planning before age 62.
Guide
Medicare Gap Coverage Strategy
Original Medicare covers ~80% — Medigap (Supplement) or Medicare Advantage fills the rest. Choose before your 6-month enrollment window closes.
Guide
Insurance in Retirement Income Planning
Insurance shifts from income-replacement to longevity-protection: annuities, LTC, and Medigap take center stage.