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Retirement Resilience · Authority Guide

What Is Retirement Resilience?

Retirement resilience is the durability of a retirement plan across market cycles, health events, and longevity beyond expectations.

In this guide

  1. 1 · Executive summary
  2. 2 · Key takeaways
  3. 3 · Key strategies
  4. 4 · Pro-tips checklist
  5. 5 · FAQ
  6. 6 · Related guides & tools

Executive summary

Retirement resilience is the durability of a retirement plan across market cycles, health events, and longevity beyond expectations.

  • Distinct from retirement readiness
  • Measured against 30+ year horizons
  • Includes sequence-of-returns + LTC + longevity

Key takeaways

  • Distinct from retirement readiness
  • Measured against 30+ year horizons
  • Includes sequence-of-returns + LTC + longevity
  • Drives the FSI Retirement pillar

Key strategies

  1. Strategy 1

    Distinct from retirement readiness

  2. Strategy 2

    Measured against 30+ year horizons

  3. Strategy 3

    Includes sequence-of-returns + LTC + longevity

  4. Strategy 4

    Drives the FSI Retirement pillar

Pro-tips checklist

  • Plan for age 100, not 85
  • Re-test plan annually against current markets

FAQ

Is being on track for retirement the same as resilience?

No. Being on track is a single-line projection; resilience tests the plan against ranges of bad outcomes.