Protection Atlas · State Profile
Connecticut Protection Profile
Connecticut ranks #23 of 51 on the Atlas composite. State cost index runs 0.97× the national midpoint, risk-event frequency sits at 58/100, and consumer-protection strength scores 76/100.
Resilience
74
/ 100
Financial Safety
91
/ 100
Protection
85
/ 100
Preparedness
72
/ 100
Retirement
74
/ 100
Business
90
/ 100
State profile
- Auto avg: $1,731 · Home avg: $1,567 · Term avg: $240
- Min liability: 25/50/25 · No-fault: No · UM required: Yes
- SR-22 fee: $25 · Cost index: 0.97 · Friendliness: 100/100
Protection challenges
- Steady cost and risk profile — discipline rather than crisis-response posture
Major risk factors
- Nor'easter and coastal flooding exposure
- Dense liability environment
Family security insights
In Connecticut, family protection planning is shaped by tort-based auto rules, mandatory uninsured-motorist coverage, and a state cost index of 0.97× the national midpoint. Term-life pricing tracks a 1.00× regional factor for healthy 35-year-olds.
Retirement security insights
Retirement resilience in Connecticut is supported by a consumer-protection score of 76/100 and a friendliness composite of 100/100. Longevity risk and healthcare-cost growth remain the dominant pressures regardless of state, with LTC pricing tracking national averages closely.
Preparedness notes
Connecticut households face nor'easter and coastal flooding exposure with dense liability environments. ALE adequacy and umbrella discipline matter more than median.