InsuranceQuoteToolkit

Rankings Center 2.0

Best States for Retirement Security

Where retired and pre-retiree households face the most favorable environment — cost burden, consumer-protection strength, and risk-event frequency together.

Ranking (Retirement Security Score)

  1. 1.Idaho87
  2. 2.New Hampshire86
  3. 3.Vermont85
  4. 4.Ohio83
  5. 5.Indiana82
  6. 6.Maine82
  7. 7.Alaska81
  8. 8.Washington81
  9. 9.Wisconsin81
  10. 10.Iowa80
  11. 11.Oregon80
  12. 12.Virginia80
  13. 13.Utah79
  14. 14.Alabama78
  15. 15.West Virginia78
  16. 16.Massachusetts77
  17. 17.Hawaii76
  18. 18.Illinois76
  19. 19.Montana76
  20. 20.Tennessee76
  21. 21.Kentucky75
  22. 22.North Carolina75
  23. 23.North Dakota75
  24. 24.Connecticut74
  25. 25.Delaware74
  26. 26.New Jersey74
  27. 27.Nevada73
  28. 28.Pennsylvania73
  29. 29.South Dakota73
  30. 30.Wyoming73
  31. 31.Arizona72
  32. 32.Mississippi71
  33. 33.South Carolina71
  34. 34.Arkansas70
  35. 35.District of Columbia70
  36. 36.Georgia70
  37. 37.Maryland70
  38. 38.Minnesota70
  39. 39.Colorado69
  40. 40.New Mexico69
  41. 41.Missouri67
  42. 42.Nebraska67
  43. 43.Rhode Island66
  44. 44.New York65
  45. 45.Michigan64
  46. 46.California63
  47. 47.Kansas62
  48. 48.Texas61
  49. 49.Louisiana60
  50. 50.Florida59
  51. 51.Oklahoma54

Methodology

  • Composite of cost index, friendliness, and consumer-protection strength
  • Healthcare-cost growth applied as national factor — state Medicare premiums materially similar
  • Excludes personal portfolio composition
  • Annual refresh

Key findings

  • Low-cost, low-risk states cluster at the top
  • High-cost coastal markets compensate via wage history and federal SS structure
  • LTC cost variance is large and tracked separately in Genworth Cost of Care
  • Tax friendliness is reviewed annually under Institute → Methodology

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