Preparedness Center
Disaster preparedness for every household
Checklists, insurance reviews, coverage recommendations, and risk assessments for the disasters most likely to affect your household.
Core frameworks
- Pre-season inspection checklist
- Disaster-specific coverage review
- 30-day liquidity & go-bag plan
Best-practice strategies
- Bind flood 30 days before hurricane season
- Defensible-space wildfire mitigation
- Earthquake retrofit + endorsement bundle
Preparedness library
Guide
Hurricane Preparedness & Insurance Review
Hurricane losses average $25k+ uninsured. A 90-day pre-season review closes most gaps.
Guide
Wildfire Preparedness for Homeowners
Wildfire-zone homes face shrinking carrier choice and rising deductibles. Plan early.
Guide
Flood Preparedness Beyond the FEMA Map
25% of flood losses occur outside high-risk zones. NFIP is essential almost everywhere.
Guide
Earthquake Preparedness & Coverage
Earthquake is rarely included in homeowners. Add it in any zone with measurable seismic risk.
Guide
Severe Weather: Tornado, Hail & Wind
Hail and tornado losses dominate Midwest claims. ACV roof endorsements have changed economics drastically.
Guide
Home Emergency Preparedness
Pipe bursts, electrical fires, and appliance failures account for 60% of claims. Mitigation is cheap.