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National Protection Intelligence Engine

The flagship household protection intelligence system

Five proprietary scores — Protection Strength, Financial Safety, Preparedness, Resilience, and Future Protection — combined into a single National Protection Score and rankings.

National Protection Score

46/100

Vulnerable

Vulnerable household protection tier

Tier methodology

  • Elite: 85+ — best-in-class across all 5 pillars
  • Strong: 70+ — minor refinements remain
  • Moderate: 50+ — material gaps to close
  • Vulnerable: <50 — urgent action required

Protection Strength

50/100

Insurance coverage adequacy

Financial Safety

45/100

FSI composite

Preparedness

45/100

Emergency + disaster

Resilience

31/100

Net worth + liquidity

Future Protection

59/100

Retirement + LTC + continuity

Domain breakdown

Family28/100

Life, income replacement, dependents covered.

Assets65/100

Umbrella, titling, property replacement.

Income23/100

Disability bridge + emergency fund.

Retirement37/100

Savings ratio, LTC plan, healthcare.

Business100/100

No business exposure on record.

Disaster71/100

Flood, EQ, severe weather readiness.

Priority recommendations

  • Build liquid reserves to 6 months expenses

    high

    Resilience score is the largest lift to your National Score.

  • Add missing disaster riders

    high

    Flood/EQ riders move Preparedness 10–20 points.

  • Close priority coverage gaps

    high

    Run the Protection Health tracker to identify weakest line.

National Protection Dashboard

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