Maryland · Motorcycle Insurance
Maryland Motorcycle Insurance
Liability, collision, comprehensive, and accessory coverage tailored for two-wheeled riders. Typical Maryland premium is approximately $648/year.
Avg Premium
$648/yr
Risk Score
58/100
Consumer Protection
64/100
No-Fault
No
Coverage requirements in Maryland
Maryland requires minimum liability limits of 30/60/15. Most insurance experts recommend higher limits (100/300/100 or 250/500/250) to protect personal assets.
Coverage types
- Liability — Injury or property damage you cause to others.
- Collision — Damage to your bike from a crash.
- Comprehensive — Theft, vandalism, weather.
- Accessory Coverage — Custom parts, helmets, riding gear.
Top Maryland savings opportunities
- Motorcycle safety course (MSF)
- Lay-up policies in winter
- Bundle with auto
Common exclusions
- Track use
- Stunts
- Commercial delivery