Insurance Health Score
Your Insurance Health Score
A 0–100 proprietary rating across five dimensions: coverage strength, deductible structure, risk exposure, financial protection, and coverage gaps.
70
How comprehensive your limits are
60
Higher = right-sized to your emergency fund
40
Higher = more risk (high-value assets, high-liability life)
65
Liquidity + emergency runway
30
Higher = more missing/inadequate coverage
Insurance Health Score
Coverage Strength21.0 pts
Deductible Structure9.0 pts
Risk Exposure (inverted)12.0 pts
Financial Protection13.0 pts
Coverage Gaps (inverted)10.5 pts