Arkansas · Motorcycle Insurance
Arkansas Motorcycle Insurance
Liability, collision, comprehensive, and accessory coverage tailored for two-wheeled riders. Typical Arkansas premium is approximately $660/year.
Avg Premium
$660/yr
Risk Score
63/100
Consumer Protection
68/100
No-Fault
No
Coverage requirements in Arkansas
Arkansas requires minimum liability limits of 25/50/25. Most insurance experts recommend higher limits (100/300/100 or 250/500/250) to protect personal assets.
Coverage types
- Liability — Injury or property damage you cause to others.
- Collision — Damage to your bike from a crash.
- Comprehensive — Theft, vandalism, weather.
- Accessory Coverage — Custom parts, helmets, riding gear.
Top Arkansas savings opportunities
- Motorcycle safety course (MSF)
- Lay-up policies in winter
- Bundle with auto
Common exclusions
- Track use
- Stunts
- Commercial delivery