Trust Framework
Methodology Center
Every flagship index and framework published by InsuranceQuoteToolkit has a documented methodology — versioned, weighted, and openly described. The list below is the active set.
Active methodologies
Each methodology below links to the published page that includes its inputs, weighting, tier thresholds, and version history.
- Protection Index (IQPI) — 7-factor insurance protection composite — /iq-protection-index
- Financial Safety Index (FSI) — 7-pillar financial safety composite — /financial-safety
- Household Resilience Index (HRI) — 8-factor recovery & long-term resilience — /household-resilience-index
- Protection Maturity Model — 5 levels × 5 domains — /protection-maturity
- National Protection Score — 5 flagship score composite — /national-protection-intelligence
- Life Protection Index (LPI) — life-stage protection scoring — /life-protection-index
- Resilience Score — financial resilience subscore — /resilience-score
Versioning and changelog
Methodologies follow semantic versioning. Major changes require a documented rationale and a published changelog. Active versions are listed on each methodology page.
Independence and review
All methodologies are developed and reviewed within the Institute. No methodology is influenced by carriers, advertisers, or affiliate partners.
Documented inputs
Every published score is reproducible from the documented inputs. Internal scoring uses the same logic as the user-facing engines — no hidden adjustments.