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Wealth Preservation · Authority Guide

Preservation Against Persistent Inflation

Persistent inflation erodes preservation more than any single market event. Real-asset exposure and indexed coverage are the defenses.

In this guide

  1. 1 · Executive summary
  2. 2 · Key takeaways
  3. 3 · Key strategies
  4. 4 · Pro-tips checklist
  5. 5 · FAQ
  6. 6 · Related guides & tools

Executive summary

Persistent inflation erodes preservation more than any single market event. Real-asset exposure and indexed coverage are the defenses.

  • TIPS allocation in bond bucket
  • I-bonds at maximum annual limit
  • Real estate exposure via REITs

Key takeaways

  • TIPS allocation in bond bucket
  • I-bonds at maximum annual limit
  • Real estate exposure via REITs
  • COLA riders on LTD and LTC

Key strategies

  1. Strategy 1

    TIPS allocation in bond bucket

  2. Strategy 2

    I-bonds at maximum annual limit

  3. Strategy 3

    Real estate exposure via REITs

  4. Strategy 4

    COLA riders on LTD and LTC

Pro-tips checklist

  • Re-index coverage annually
  • Avoid long-duration nominal bonds in high-inflation regimes

FAQ

Are TIPS worth it during low inflation?

Yes for the diversification — they cost little and protect a lot when inflation surprises.