Wealth Tracker
Wealth Protection Tracker
Track every asset, liability, and exposure that affects your household balance sheet. Optimize umbrella, property, and business coverage to preserve net worth.
Wealth Protection
58/100
Composite of all 7 dimensions
Asset Preservation
62/100
Umbrella · retirement · property · business
Risk Exposure
62/100
Lower is better
Asset protection breakdown
Net worth $35k · Recommended umbrella $0
Liquid $35k · Retirement $180k · Home equity $140k.
$320k of debt against $35k net worth.
Composite of life, health, disability, property, and liability lines.
Liability exposure 15/100 — protection 0/100.
1.6× income saved.
No business exposure on record.
Replacement-cost dwelling in force.
Liability risk
Liability exposure index: 15/100
Recommendations
Raise umbrella to $1,000,000
Match umbrella to or above net worth.
high impactAdd flood rider
Standard home policies exclude flood — even outside FEMA zones.
medium impactAccelerate retirement contributions
Target 8–12× income saved by age 65.
medium impact
FAQ
What does the Wealth Protection Tracker measure?
Seven dimensions: assets, liabilities, existing coverage, liability exposure, retirement assets, business exposure, and property coverage.
What's a healthy Risk Exposure Score?
Below 25 indicates strong protection. Above 50 signals urgent gaps in umbrella, business, or property coverage.