Preserving Wealth After a Windfall

Executive summary

Inheritances, IPOs, and sale events test preservation discipline. The first 12 months determine whether windfalls compound or evaporate.

• Park 100% in cash for 90 days
• Document the new plan before deploying
• Diversify gradually over 12 months

Key takeaways

• Park 100% in cash for 90 days
• Document the new plan before deploying
• Diversify gradually over 12 months
• Set a 'no major moves' rule for year 1

Key strategies

1. Strategy 1

   Park 100% in cash for 90 days

2. Strategy 2

   Document the new plan before deploying

3. Strategy 3

   Diversify gradually over 12 months

4. Strategy 4

   Set a 'no major moves' rule for year 1

Pro-tips checklist

• Don't quit the day job in year 1
• Avoid concentrated investments tied to the windfall source

FAQ