InsuranceQuoteToolkit

Preparedness · Authority Guide

Winter Storm and Cold Snap Preparedness

Winter storms cause more household claims than any other peril in the U.S. — primarily frozen pipes. Preparedness is mostly preventive.

In this guide

  1. 1 · Executive summary
  2. 2 · Key takeaways
  3. 3 · Key strategies
  4. 4 · Pro-tips checklist
  5. 5 · FAQ
  6. 6 · Related guides & tools

Executive summary

Winter storms cause more household claims than any other peril in the U.S. — primarily frozen pipes. Preparedness is mostly preventive.

  • Drip faucets when below 20°F
  • Insulate pipes in exterior walls
  • Backup heat source

Key takeaways

  • Drip faucets when below 20°F
  • Insulate pipes in exterior walls
  • Backup heat source
  • Gas/wood for power outages

Key strategies

  1. Strategy 1

    Drip faucets when below 20°F

  2. Strategy 2

    Insulate pipes in exterior walls

  3. Strategy 3

    Backup heat source

  4. Strategy 4

    Gas/wood for power outages

Pro-tips checklist

  • Set thermostat ≥ 55°F when away
  • Know main water shutoff location

FAQ

Are frozen-pipe claims covered?

Yes if you maintained reasonable heat. Insurers may deny if home was unheated.