InsuranceQuoteToolkit

Preparedness · Authority Guide

Scoring Household Preparedness

Preparedness can be measured. The IQT Preparedness Score evaluates supplies, documents, plans, and practice across 8 dimensions.

In this guide

  1. 1 · Executive summary
  2. 2 · Key takeaways
  3. 3 · Key strategies
  4. 4 · Pro-tips checklist
  5. 5 · FAQ
  6. 6 · Related guides & tools

Executive summary

Preparedness can be measured. The IQT Preparedness Score evaluates supplies, documents, plans, and practice across 8 dimensions.

  • 8 weighted dimensions
  • Combines physical and financial preparedness
  • Drives the HRI Preparedness factor

Key takeaways

  • 8 weighted dimensions
  • Combines physical and financial preparedness
  • Drives the HRI Preparedness factor
  • Updated quarterly

Key strategies

  1. Strategy 1

    8 weighted dimensions

  2. Strategy 2

    Combines physical and financial preparedness

  3. Strategy 3

    Drives the HRI Preparedness factor

  4. Strategy 4

    Updated quarterly

Pro-tips checklist

  • Score above 70 = Strong preparedness
  • Score below 50 = High priority

FAQ

How is preparedness different from coverage?

Coverage pays for loss; preparedness reduces it. Both are required for full resilience.