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Preparedness · Authority Guide

Earthquake Preparedness for At-Risk Regions

Earthquake preparedness is dominated by structural mitigation (bolting, bracing) and insurance — both are usually optional and both should be active.

In this guide

  1. 1 · Executive summary
  2. 2 · Key takeaways
  3. 3 · Key strategies
  4. 4 · Pro-tips checklist
  5. 5 · FAQ
  6. 6 · Related guides & tools

Executive summary

Earthquake preparedness is dominated by structural mitigation (bolting, bracing) and insurance — both are usually optional and both should be active.

  • Earthquake coverage as a rider or stand-alone
  • Bolt-and-brace retrofits
  • Heavy items secured

Key takeaways

  • Earthquake coverage as a rider or stand-alone
  • Bolt-and-brace retrofits
  • Heavy items secured
  • Gas shutoff wrench at meter

Key strategies

  1. Strategy 1

    Earthquake coverage as a rider or stand-alone

  2. Strategy 2

    Bolt-and-brace retrofits

  3. Strategy 3

    Heavy items secured

  4. Strategy 4

    Gas shutoff wrench at meter

Pro-tips checklist

  • Retrofit funding available in CA + WA
  • Test gas shutoff annually

FAQ

Why is earthquake coverage so expensive?

High deductible (10–20%) and concentrated risk. Most policies pay only on catastrophic loss.