Family Resilience · Authority Guide
Education Continuity for Resilient Families
Education continuity is a measurable resilience dimension. Sudden tuition gaps or school disruptions damage long-term outcomes.
Executive summary
Education continuity is a measurable resilience dimension. Sudden tuition gaps or school disruptions damage long-term outcomes.
- Fund 529 with first-year tuition by middle school
- Carry life coverage to fully fund all expected education
- Document school transfer preferences
Key takeaways
- Fund 529 with first-year tuition by middle school
- Carry life coverage to fully fund all expected education
- Document school transfer preferences
- Track scholarship + aid eligibility annually
Key strategies
Strategy 1
Fund 529 with first-year tuition by middle school
Strategy 2
Carry life coverage to fully fund all expected education
Strategy 3
Document school transfer preferences
Strategy 4
Track scholarship + aid eligibility annually
Pro-tips checklist
- Do not over-fund 529 vs other resilience priorities
- Use UTMA only for established adults
FAQ
How much should a 529 hold?
By age 13, ideally one year of in-state tuition + R&B. The rest fills through high school.