Family Tracker
Family Security Tracker
Monitor every dimension that protects your dependents — coverage adequacy, income replacement, preparedness, and asset protection — all in one view.
Family Security Index
42/100
Weighted across all six dimensions
Family Risk Index
53/100
Lower is better
Protection Strength
44/100
Security minus residual risk
Dashboard
2 dependents — life coverage at 4.5× income.
38 months of household income replaceable from life + liquid assets.
2 months of essential expenses on hand.
Retirement assets at 1.6× income.
Umbrella, auto liability, and titling structure.
Aggregate of life, health, disability, property, and liability lines.
Recommendations
Close life-insurance gap to 10× income
Layer term life policies (10/20/30-yr) to match dependents' timeline.
high impactBuild emergency fund to 3 months
Lets you raise deductibles and absorb small losses without filing claims.
high impactAdd long-term disability
Target 60% of gross income to age 65.
high impact
Protection timeline
Saving this report writes a timeline entry to your Command Center. Re-run after every life event (marriage, child, home, retirement) to track how your family's security evolves.
FAQ
What does the Family Security Tracker measure?
Six dimensions: dependents, income replacement, emergency preparedness, retirement preparedness, asset protection, and coverage adequacy.
What's a healthy Family Risk Index?
Below 25 is strong, 25–50 is moderate, above 50 means urgent action is needed across multiple dimensions.