InsuranceQuoteToolkit

25–35

New Family insurance guide

Marriage or first child triggers life, disability, and umbrella decisions.

Coverage Priorities

  • Term life ≥ 10× income
  • Long-term disability
  • Umbrella ≥ $1M
  • Update beneficiaries

Action Checklist

  • Buy 20–30 yr term life
  • Add LTD if not offered through work
  • Add $1M umbrella
  • Document estate plan / will

Related