West Virginia · Home Insurance
West Virginia Home Insurance Guide
Average premiums, state minimum requirements, and a personalized calculator for West Virginia home insurance.
State Avg Annual
$1,135
Regional Risk Factor
×1.05
State Code
WV
Estimated Premium
$4,258/ year
$355 per month · $280k dwelling
State base premium$3,429
Property value factor×1.17
Square footage factor×1.11
Coverage tier×1.00
Regional risk×1.18
About home insurance in West Virginia
The average homeowner in West Virginia pays $1,135 per year for home insurance. Regional risk factor: ×1.05 relative to the national average.