Vermont · Home Insurance
Vermont Home Insurance Guide
Average premiums, state minimum requirements, and a personalized calculator for Vermont home insurance.
State Avg Annual
$998
Regional Risk Factor
×0.88
State Code
VT
Estimated Premium
$4,258/ year
$355 per month · $280k dwelling
State base premium$3,429
Property value factor×1.17
Square footage factor×1.11
Coverage tier×1.00
Regional risk×1.18
About home insurance in Vermont
The average homeowner in Vermont pays $998 per year for home insurance. Regional risk factor: ×0.88 relative to the national average.