Oregon · Home Insurance
Oregon Home Insurance Guide
Average premiums, state minimum requirements, and a personalized calculator for Oregon home insurance.
State Avg Annual
$793
Regional Risk Factor
×1.02
State Code
OR
Estimated Premium
$4,258/ year
$355 per month · $280k dwelling
State base premium$3,429
Property value factor×1.17
Square footage factor×1.11
Coverage tier×1.00
Regional risk×1.18
About home insurance in Oregon
The average homeowner in Oregon pays $793 per year for home insurance. Regional risk factor: ×1.02 relative to the national average.