North Dakota · Home Insurance
North Dakota Home Insurance Guide
Average premiums, state minimum requirements, and a personalized calculator for North Dakota home insurance.
State Avg Annual
$1,801
Regional Risk Factor
×0.98
State Code
ND
Estimated Premium
$4,258/ year
$355 per month · $280k dwelling
State base premium$3,429
Property value factor×1.17
Square footage factor×1.11
Coverage tier×1.00
Regional risk×1.18
About home insurance in North Dakota
The average homeowner in North Dakota pays $1,801 per year for home insurance. Regional risk factor: ×0.98 relative to the national average.