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New Hampshire · Life Insurance

New Hampshire Life Insurance Guide

Average premiums, state minimum requirements, and a personalized calculator for New Hampshire life insurance.

State Adj. Factor

×0.96

State Code

NH

Recommended Coverage

$1,300k

$89–$167 / month · 30-yr term

Income × years$1,050,000
Debt payoff$250,000
Goal multiplier×1
Recommended term30 years

About life insurance in New Hampshire

Life insurance pricing is largely federal — your age, health, and coverage amount matter more than your state. New Hampshire's state-specific underwriting factor is ×0.96.

Other coverage in New Hampshire