Maryland · Home Insurance
Maryland Home Insurance Guide
Average premiums, state minimum requirements, and a personalized calculator for Maryland home insurance.
State Avg Annual
$1,217
Regional Risk Factor
×1.08
State Code
MD
Estimated Premium
$4,258/ year
$355 per month · $280k dwelling
State base premium$3,429
Property value factor×1.17
Square footage factor×1.11
Coverage tier×1.00
Regional risk×1.18
About home insurance in Maryland
The average homeowner in Maryland pays $1,217 per year for home insurance. Regional risk factor: ×1.08 relative to the national average.