Maine · Home Insurance
Maine Home Insurance Guide
Average premiums, state minimum requirements, and a personalized calculator for Maine home insurance.
State Avg Annual
$1,029
Regional Risk Factor
×0.90
State Code
ME
Estimated Premium
$4,258/ year
$355 per month · $280k dwelling
State base premium$3,429
Property value factor×1.17
Square footage factor×1.11
Coverage tier×1.00
Regional risk×1.18
About home insurance in Maine
The average homeowner in Maine pays $1,029 per year for home insurance. Regional risk factor: ×0.90 relative to the national average.