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Financial Resilience · Authority Guide

Building Inflation Resilience Into the Portfolio

Inflation resilience requires explicit inflation-hedging within the resilience portfolio — TIPS, I-bonds, real assets.

In this guide

  1. 1 · Executive summary
  2. 2 · Key takeaways
  3. 3 · Key strategies
  4. 4 · Pro-tips checklist
  5. 5 · FAQ
  6. 6 · Related guides & tools

Executive summary

Inflation resilience requires explicit inflation-hedging within the resilience portfolio — TIPS, I-bonds, real assets.

  • 10% TIPS allocation within bond bucket
  • $10k/yr in I-bonds
  • Real assets via REITs

Key takeaways

  • 10% TIPS allocation within bond bucket
  • $10k/yr in I-bonds
  • Real assets via REITs
  • Avoid long-duration nominal bonds

Key strategies

  1. Strategy 1

    10% TIPS allocation within bond bucket

  2. Strategy 2

    $10k/yr in I-bonds

  3. Strategy 3

    Real assets via REITs

  4. Strategy 4

    Avoid long-duration nominal bonds

Pro-tips checklist

  • Re-index dwelling coverage annually
  • Use COLA riders on LTD and LTC

FAQ

Are I-bonds worth the $10k limit?

Yes for emergency fund tier 3. They are tax-deferred, inflation-indexed, and federally backed.