InsuranceQuoteToolkit

Portfolio Engine

See every gap in your insurance portfolio

A portfolio view across all 12 personal lines — auto, home, life, umbrella, disability, flood and more. Get a Protection Score, Diversity Score, and Risk Exposure rating.

Policies you currently carry

Portfolio Protection Score

51Moderate

Diversity

57

Risk Exposure

45

Protection Heatmap

Autocovered
Homeownerscovered
Lifecovered
Umbrellamissing
Floodrecommended
Disabilityrecommended
Healthcovered
Motorcyclen/a
RVn/a
Petn/a
Businessn/a

Top portfolio recommendations

  • Add $1M umbrella — net worth above $500k creates lawsuit exposure.
  • 25% of NFIP claims come from low-risk zones. Consider a private flood policy.
  • Disability is the #1 missing coverage — protects income, your largest asset.