Coverage Gap Analyzer

Find your hidden insurance gaps

Most households underestimate their liability exposure. Get a free Protection Score (0–100) and a prioritized action plan.

I have auto insurance

Auto liability limits

I carry uninsured motorist (UM/UIM)

I have home or renters insurance My property is in a flood zone I have a separate flood policy I have life insurance

Life coverage as multiple of income

I have health insurance I have long-term disability I have an umbrella policy

Net worth ($)

Protection Score

2 coverage gaps detected

Life Insurance high

Insufficient life coverage for dependents.

→ Target 10× income in 20- or 30-year term life.

Disability Income medium

No long-term disability coverage.

→ Disability is statistically more likely than death pre-65. Verify employer LTD or buy individual.